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Products

Farm mortgages

agPAY is delighted to launch ‘agPAY One’, a new first mortgage loan product for Australian farming and agribusinesses.

Our finance gives farmers a new way to access more flexible property finance. The agPAY team is made up of finance and agricultural experts. We provide transparent and efficient lending solutions that help meet our borrowers’ needs.

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How agPAY One can help

Aside from basic first mortgage farm lending, four key areas are under-serviced by the market and agPAY One is here to help:

Succession

Funding the next generation of farmers as they continue the family legacy.

Growth

Funding to invest in scale through acquisitions, technology, higher land-use activity, infrastructure and genetics.

Development

Funding for land acquisition and/or capex development works to drive step-change growth in farm earnings and land value.

Reset / Restructure

Funding for fundamentally sound farming businesses that have experienced poor seasonal conditions.

Key parameters

Indicative only.

Loan size
$3M – $15M (exceptions considered outside this range)
Term
2 – 3 years
LVR
Up to 60% (70% where other metrics support)
Payments
Flexible payment arrangements to suit circumstances
Industries
All major agricultural industries are applicable
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Farm mortgages

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Submit your farm mortgage application in minutes.

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