Hero agpay wheat field australia agrifinance agriculture
LOGO / Black

The new approach to agrifinance.


LOGO / Black - Flexible finance for Australian farmers

    LOGO / Black
    tractor agpay agrifinance
    • Access to funding when required
    • Fast turnaround
    • Flexible
    • Repay from proceeds of sale at end of season
    • Freedom to spend with the retailer of your choice
    • See all your transactions and live balances on your or phone or PC
    • Paperless – online application
    • agPAY™ for farmers helps business cashflow
    • Unlocks opportunities to do more business
    • Saves time working on store credit management
    • Paperless – online application


    • Provides crop farmers with pre-plant finance for input costs such as seed, chemicals, fertiliser, water and fuel as well as crop insurance, lease payments, agronomy services and contractors

    • 'Grow-now-pay-later’ concept gives farmers flexibility to access crop inputs when they need them

    • Loan duration aligned to winter and summer cropping seasons providing cash-flow certainty

    • Repayment in cash and clear repayment dates

    • Security over crop and not land

    • New season applications available immediately following harvest

    • Provides wool producers with a solution to unlock the equity in their clipped wool

    • Maximum 65% LVR against baled wool held in third party storage

    • Wool is sold on borrowers instruction

    • Repay with wool sale proceeds

    • Maximum 12 months

    • Provides producers with funding to purchase livestock including brokerage, transport and transaction costs, as well as animal health related products allowing herd build and quality improvement

    • Available pre-purchase on ‘conditionally approved’ basis providing producers certainty when going to market/auctions

    • Not structured around seasonal drivers, allowing flexibility on loan duration

    • Funding when the producer needs it providing cash flow certainty

    • Security over purchased livestock through PPSR PMSI

    • Provides dairy producers with funding to grow or purchase fodder for their dairy herd

    • Winter or summer fodder

    • Re-payment must be made directly via Milk Processor

    • Covers irrigation water, fertiliser, chemical, pasture, seed, lease payments, diesel, feed supplements and fodder

    • Fills gap left by milk processors who have previously lent in this space and withdrawn

    • Caters to mixed operations

    • agPAY growers can have multiple facilities operating at the same time


    If you have any queries or would like to contact us directly, please call 1300 039 195 or email us below.