SEASONAL FINANCE

Seasonal input finance for broadacre cropping, horticulture and viticulture

agPAY is an independent specialist lender that provides working capital finance to Australian farmers.

Learn more
Hero image for seasonal finance section

Independent finance for Australian farmers

Supporting Australian farmers across agricultural sectors

Agriculture finance specialists

With deep roots in agriculture and Australian banking

Combining generations of agricultural heritage with deep financial expertise, agPAY empowers farmers with flexible working-capital solutions and hands-on agricultural knowledge.

About us
agPAY headquarters building

Our customers’
words

"The process of signing up was extremely easy, which I found great — especially during a stressful time. Accessing the agPAY online portal, it was extremely easy to use and upload documents. They were also quick at paying the invoices which was great to have a consistently reliable service."
M

Mardi

Crop farmer, NSW

"My first experience with agPAY was really seamless. I applied online, uploaded my financials and cropping plan, and received the approval documents in 48 hours. I could then negotiate better prices from my suppliers, with money in my pocket."
W

Wes

Crop farmer, VIC

"Having pre-approval before we went to the saleyards made a real difference. We knew exactly what we could spend, and when we found the right cattle agPAY paid the invoice quickly. The portal is straightforward — we upload, they pay. No surprises."
K

Kate

Livestock producer, QLD

"We run both cropping and livestock, so being able to combine seasonal and equipment finance in one place was a big plus. The team understood our setup and the whole process was smooth. Reliable and flexible — that's what we needed."
T

Tom

Mixed farmer, SA