A simple, flexible and fast approach to Agri-Finance
$50 Million+
Loaned to farmers across Australia
Our products
agPAY
Full suite of agri finance solutions:
Crop
Livestock
Dairy (Fodder)
Asset Finance
The application process is simple and all online
Repayment dates are tailored to seasonal commodity and havest cycle
Just click on apply now then complete the details - as easy as that
agPAY Plus
Both products can be used either separately or together
Unsecured credit line for all agri-businesses
Powered by Mastercard and AirPlus
Use the card on your phone anywhere
Secure fraud prevention system
Easy controls to set limits or block the card
Online or In Store; Wherever you buy from
Any purchases for an agri-business
Up to 90 day terms
Can be used anywhere Mastercard is accepted
No line fee
Only pay for the credit you use
Service areas
Supporting Farmers across multiple industries
Crop
Asset Finance
Livestock
Dairy
Finance for input costs such as seed, chemicals, fertiliser, water and fuel as well as crop insurance, lease payments, agronomy services and contractors
'Grow-now-pay-later’ to access crop inputs when needed without waiting for bank approval
Loan duration aligned to winter and summer cropping seasons providing cash-flow certainty
Security over crop and not land
Low-doc < $250k available
All types of farm equipment financed
New and used equipment
Private sales accepted
Chattel Mortgage and Finance Leases available
Flexible product design
Funding to purchase livestock including brokerage, insurance and transport costs, as well as animal health related products allowing herd build and quality improvement
Available pre-purchase on ‘conditionally approved’ basis for certainty when going to market/auctions
Flexible loan duration
Funding when the producer needs it providing cash flow certainty
Security over purchased livestock through PPSR PMSI
Funding to grow or purchase fodder for the dairy herd
Winter or summer fodder
Re-payment must be made directly around the milk cheque
Covers irrigation water, fertiliser, chemical, pasture, seed, lease payments, diesel, feed supplements and fodder
Fills gap left by milk processors who have previously lent in this space and withdrawn
Crop
Asset Finance
Livestock
Dairy
How it works
Taking you through the journey
Apply online
Purchase key farm inputs at merchant of choice
agPAY pays the invoice on your behalf
You repay agPAY post sale
Apply online
Easy online application
Identification:
If you have a valid passport complete identification online
Otherwise use an ID card (eg drivers’ licence) at a local bank branch.
Virtual Card:
A virtual credit card is the digital version of a plastic Mastercard
Each virtual card generated comes with a unique credit card number, CVC and expiry date
Easy Payments
The agPAY AirPlus card can be used for all agriculture supplier payments
The Virtual card can also be used anywhere Mastercard is accepted
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Step 4What people have said
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