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agPAY

Create a crop livestock plan that suits your farms needs. Grow now with funds to later harvest the rewards.

The new approach to Agri-Finance

  • Access to funding when required
  • Fast turnaround - normally within 1-3 working days
  • Flexible - Create a plan that suits your Farms situation
  • Repay from proceeds of sale at end of season
  • Freedom to spend with the retailer of your choice
  • See all your transactions and live balances on your phone or PC
  • Paperless – online application

The Process

Apply online – once you are approved you have a limit created and access to your agPAY portal.

Flexible product features

  • Your agPAY credit can be used at all major rural retailers for all approved inputs
  • You have freedom of choice on where to make purchases

Key Features

Easy to use

  • Your agPAY portal makes it easy to load invoices
  • Invoices can be future dated or paid straight away

Transparency and visibility in your account

  • Your dashboard provides full visibility of invoices, payments made and coming due and agPAY interest

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Begin a new way to pay for your farming needs

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agPAY Plus

Your agPAY Plus can be used for any agribusiness The agPAY Plus Virtual Card is the optimal solution for general business purchases. Simply generate a unique Mastercard® number within the AirPlus Portal, as needed for your purchases. This is then paid quickly to your supplier via Mastercard and provided to you on invoice at the end of the month, with a standard of 60-day payment terms.


Process to getting approved

You apply online and if approved, receive your digital credit card to use in-store via your phone or online by completing the details.

Security Protocols

We partner with AirPlus to deliver you secure payments wherever you are. Multiple levels of security enable safe and fast payments.

Key Features

Unique card number for your security

  • The easiest way to describe a virtual credit card is to imagine a credit card without its physical form, reduced to a 16-digit primary account number, expiry date and security code. However, rather than using the same card, virtual cards can generate a unique card number for each transaction you make, protecting your real account number. They’re generally -- but not always -- intended for one-time use, adding extra security to your organisation and control over your finances. All your transactions are summarised in a clear statement and billed to you collectively – at the end of the agreed billing period. Pay your suppliers immediately and benefit from a longer payment period)

Control & Security

  • All transactions are summarised in one single statement and billed centrally.

  • Easy integration into your existing finance and controlling systems or processes.

  • Up to four additional data fields to enter into the portal such as farm site or invoice number - great for assigning spend to a season.

  • Detailed in-portal reporting to help with overall spend management.

Simple & efficient process

  • Online card generation is quick and easy.

  • Simply log on to the AirPlus portal, and create a Virtual Card. Follow the step-by-step self-generation guide and create cards within minutes that you can use straight away.

  • Pay your suppliers immediately and benefit from a longer payment period)

  • AgPAY Plus accounts can be used almost everywhere Mastercard is accepted with the exception of travel, gambling and cash withdrawal transactions.


Let us be part of your financial process

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Finance to suit your farm

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