agPAY an independent Australian lender dedicated to providing specialised finance to the agricultural sector.

Our focus is helping farmers fund inputs they need to operate, grow and manage seasonal cashflow with confidence.

We work exclusively with primary producers and agribusinesses, allowing us to offer financial solutions that reflect the realities of farming — variable seasons, commodity cycles and long-term asset investment.

About agPAY hero image

Supporting Australian agriculture with smarter finance

Agriculture is our sole focus, unlike banks and other non-bank lenders. Our team understands the timing of farm cashflows, the cost structure of different production systems, and the practical challenges faced on-farm.

Independent

agPAY is an independent, Australian owned business, and we're not tied to any rural retail networks or banks.

Experienced

Our team is made up experiences agribusiness professionals and financial analysts that understand life on the land.

Dedicated

We are committed solely to agriculture sector and on delivering practical financial solutions for Australian farmers.

HERITAGE

Founded by the historic Lempriere Group

The Lempriere family has its roots going back to the creation of Australia’s second bank in 1823, the Bank of Van Diemen’s Land, and a long history in agriculture.

agPAY brings broad agricultural skills and experience together with deep expertise in finance gained in Australia’s financial system.

agPAY headquarters building