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Products

Equipment finance

Agricultural equipment finance for new and used farming assets.

Developed specifically for farmers, agPAY offers a competitive and potentially tax-effective way of upgrading essential farm plant, business vehicles, and equipment.

  • Borrow up to $10M
  • Competitive rates
  • Flexible payment options with no deposit
  • New or used assets (up to 20 years old at end of term)
Apply now

Tools of the trade

Finance to ensure you have the right tools for the job at hand, when you need them.

Purchase confidence

With agPAY's simple pre-approval process, you will have the confidence of purchase power when searching for the right equipment.

Flexible repayments

Flexible payment options available with no deposit.

Available for a wide range of assets

Primary farm machinery

  • Tractors, harvesters, chaser bins & augers
  • On-farm grain storage / silos
  • Haymaking & silage equipment
  • Swathing, spraying & tillage equipment
  • Irrigation equipment

Vehicles & farm infrastructure

  • Business vehicles (4WDs, ATVs, UTVs, trucks & trailers)
  • Earthmoving & materials handling equipment
  • Solar power generation equipment
  • Water monitoring systems

Specialised industry equipment

  • Cotton pickers, haul-out equipment & mulchers
  • Milk vats, milking machinery & automatic feed units
  • Livestock handling & monitoring equipment
  • Fruit picking, sorting & grading equipment, packing lines
  • Grape harvesters, pruning & fertilising equipment
  • Bottling & labelling plant
Farm machinery in the field

agPAY provides funding to purchase essential farm plant, business vehicles and equipment, to ensure you are well equipped

Key product features

Flexible terms and competitive rates to align repayments with your farm's income and cashflow.

Minimum amount
$10,000
Maximum amount
$10M
Facility term
Up to 5 years (with potential to extend)
Repayment frequency
Can adapt to your seasonal requirements

How it works

Purchase your new or used equipment from your retailer of choice. agPAY pays the invoices.

Apply online

Submit your application online in minutes

Purchase equipment

Pre-approval enables you to negotiate the best price

agPAY pays invoices

Upload invoices to your agPAY portal; agPAY pays on your behalf

Easy repayments

Make repayments in line with your business cashflow

How equipment finance works
Apply now section image

Equipment finance

Apply now

Submit your equipment finance application in minutes.

Apply now