Grow now, pay later
agPAY's seasonal finance allows you to grow your crop now, and pay for your inputs after harvest. Offering funding from $50,000 up to $2 million, this seasonal facility will help improve cashflow throughout the year and provide flexibility to act quickly as the season changes.
Flexibility to choose your supplier
agPAY works with you, the farmer, which means you have the flexibility to purchase inputs from one or more retailers of choice, and we'll pay the invoice on your behalf.
Aligned to seasonality
agPAY's crop finance is designed to align with the cropping seasons, and your cashflow.
Pre-harvest finance for seasonal inputs
Approved goods
agPAY's seasonal finance covers all your major inputs including:
- •Seed
- •Fertiliser
- •Chemicals
Conditional items
In certain circumstances, agPAY's seasonal finance can cover additional inputs, including:
- •Plant hire
- •Freight
- •Fuel
- •Contractors
- •Irrigation water
- •Repairs and maintenance
If you're unsure on whether an input can be financed, submit an application or call us to discuss your specific requirements.
We finance all major broadacre and irrigated summer crops
Grains
- •Wheat
- •Barley
- •Oats
- •Triticale
- •Sorghum
- •Corn
- •Rice
Oil seeds
- •Canola
- •Sunflower
- •Soya bean
- •Linseed
Other crops
- •Pulses & legumes
- •Cotton
- •Sugarcane
Examples only. Eligibility of specific inputs is subject to agPAY's credit assessment, product terms and conditions.
Key product features
These are the core parameters of the agPAY seasonal finance facility – including facility size, term, security and repayment dates – so you can quickly see how the product fits with your cropping program.
Summer: 31 Aug
How it works
Purchase your inputs from your retailer of choice. agPAY pays the invoices.
Apply online
Submit your application online in minutes
Purchase inputs
Buy farm inputs from the retailer of your choice
agPAY pays invoices
Upload your invoices to your agPAY portal; agPAY pays on your behalf.
Repay after harvest
Repay your finance facility from your harvest proceeds.
Industries
agPAY seasonal finance is available to a range of agricultural industries, from broadacre cropping and horticulture to livestock, dairy and mixed farming.
Seasonal finance
Apply now
Submit your seasonal finance application in minutes. Access to funds in as little as 24 hours (subject to merchant integration and credit approval).
To submit an application you just need your Drivers Licence and ABN.
We will also want to see a Rates Notice, Agronomy Report and your Trust Deed (if your entity is a Trust) before approving your loan. But these can be submitted after your application.
